Privacy & Legal Notices
Golsan Scruggs is committed to protecting consumer privacy online. The purpose of our policy is to inform you about the types of information we gather about you when you visit our sites, how we may use that information, whether we disclose it to anyone, and the choices you have regarding our use of, and your ability to correct, the information.
Information which we may collect to procure and modify insurance coverage or to process claims for our clients include:
- Information we receive from you on applications or other forms
- Information about your transactions with us or other associated companies we serve as an agent/broker for your coverage
- Information we receive from a consumer-reporting agency
- We do not disclose any non-public personal or business information about our clients to non-affiliated third-parties, except as permitted by law. We do disclose non-public information, but only to the insurance companies our firm represents.
Our site may contain links to other websites. We have no control over the privacy practices or the content of any of our business partners or other sites that we may refer to as resources. Users should check the applicable privacy policies of the specific website when linking to other websites from our site.
Like many other sites, our website may utilize a standard technology called a “cookie” to collect information about how our site is used. Cookies were designed to help a website recognize a user’s browser as a previous visitor and, thus, save and remember any preferences that may have been set when the user was previously browsing the site. A cookie cannot retrieve any other date from your hard drive, pass on a computer virus or capture your email address. We only use cookies to gather information indicated in this policy and do not use cookies to gather personal identifying information about you without your consent.
We may perform statistical analyses of user behavior, which allows us to measure consumer interest in the various areas of our website. Any information we collect is used solely for internal purposes, to improve the content of the website, to enhance the user’s experience when visiting our site, to customize the content and/or layout of our pages and to provide the services required by an individual user. We do not use personal identifying information for any reason that is not either disclosed in this Statement or at the time the information is requested. There may be instances where you will have the opportunity to subscribe to an email list that will send information from our site, such as a newsletter. This will be done only with your permission and consent.
Questions regarding our privacy policy, the accuracy of your personal information or the use of the information collected should be directed via e-mail to info@golsanscruggs.com or you can reach us by telephone at (503) 244-0297. You can also write us at:
Golsan Scruggs
16325 Boones Ferry Rd Ste 101
Lake Oswego OR 97035
We reserve the right to amend, modify or change at any time for any reason, our privacy policies and the Privacy Statement. In any such events, we will provide an amended Privacy Statement to you via this website.
Fees/Commission Disclosure
For the placement and service of an insurance program, we will generally receive commission-based compensation from insurance companies and/or wholesale intermediaries. The compensation received by us may differ depending on the product and the insurance company. We may receive additional contingent compensation from these insurance companies based upon other factors, such as the claims experience, growth in new business, retention of the business, premium volume, or for particular lines of insurance or categories of coverage, etc.
Any additional fees in lieu of commissions or for other services, such as claims, loss control, general risk management, etc. will be specifically noted. We may also be reimbursed for services under contract with selected premium finance companies that agree to finance insurance premiums.